Sustainability notice

Sustainability Risk Policies

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In accordance with the European Sustainable Financial Disclosure Regulation (SFDR), our office incorporates sustainability risks into its insurance advice for insurance-based investment products to the extent that such information is made available by the insurance company.

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The SFDR defines sustainability risk as an event or situation in the environmental (E), social (S) or governance (G) area that, if it occurs, could have an actual or potential material adverse impact on the value of the investment. In the context of advice on insurance-based investment products, the remuneration policy applicable within our office does not encourage excessive risk-taking in terms of sustainability.

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Adverse impacts on sustainability factors.

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The SFDR has defined sustainability factors as environmental, social and personnel issues, respect for human rights and the fight against corruption and acts of corruption. The regulatory framework for sustainability factors and the negative impact of investment decisions on sustainability factors is currently incomplete and will continue to evolve in the coming months and years. For this reason, our office does not currently consider the negative impact of investment decisions on sustainability factors in its insurance advice on insurance-based investment products. Our office will adapt this policy as the regulatory framework evolves.